If you're 60 or over you could save thousands on your ideal home with the Lease for Life.  There's no interest to pay & there are no hidden costs.  With a single, one off payment you can purchase a Lease for Life (rent-free lease for your lifetime) in almost any property at a considerable discount to the property's value. 

1. You contact us with information about the property you wish to purchase a Lease for Life (a rent-free lease for your lifetime) in.  This could be a property you've seen through an estate agent, or perhaps a brand new property you've seen at a new homes development. 
   
   
2. At no cost to you, with this information we confirm to you (personal quotation) the discounted price you would pay for a Lease for Life (a rent-free lease for your lifetime) in the property.  The level of discount you are entitled to is based upon your age & marital status & also the property's asking price.  See our Calculator.
   
   
3. Once you've had a chance to discuss the matter with family &/or friends, should you wish to proceed, we will ask you to complete an application form & forward to us a valuation fee (which is refundable on completion).  Because everybody's situation differs, at this stage we recommend you speak to an independent financial advisor.
   
   
4. Solicitors are instructed (if you don't have your own solicitor we can recommend a panel of independent solicitors to you) & once the valuation has been carried out, we will send you a formal offer in writing.
   
   
5. We purchase the property of your choice from the existing owner.  On the same day the Lease for Life (a rent-free lease for your lifetime) is granted to you, giving you complete security in your home for your lifetime.
   
   

That's all there is to it!

The Lease for life - an alternative to equity release - see our equity release comparison